If you took out car finance in the UK between 2007 and 2024, hidden dealer commissions may have overcharged you — without your knowledge.
Millions of UK drivers may have been affected by mis-sold car finance agreements. Many dealerships received hidden commissions from lenders when arranging finance deals.
In some cases, dealers could increase your interest rate to earn a larger commission — meaning you paid more than you should have, without being told.
Because customers were not properly informed, regulators ruled the practice unfair. The Financial Conduct Authority is now reviewing millions of finance agreements, and compensation payments could reach billions of pounds.
Agreements between 2007–2024 are eligible for review
Hidden dealer commissions inflated interest rates
The FCA ruled the practice unfair and illegal
Billions in compensation expected to be paid out
You can still claim even if your loan is fully paid off
You could receive hundreds or even thousands of pounds, depending on your specific finance agreement and terms.
You may qualify if any of the following apply to you:
You bought a car using finance or PCP in the UK
The finance was arranged through a car dealership
The agreement was taken between 2007 and 2024
You were not told about dealer commission at the time
Even if you have already finished paying your car loan, you may still be able to claim compensation. Paid-off agreements still qualify.
Our team will review your case completely free of charge to confirm your eligibility before proceeding.
A landmark case involved a driver who purchased a Suzuki Swift using car finance. He later discovered that the dealership had received a 25% commission, added to his loan without proper disclosure.
The court ruled the agreement unfair, as the customer had not been made aware of the commission arrangement that directly increased his borrowing costs.
Three simple steps — we handle all the complex legal work so you don't have to.
Complete our quick 30-second form to see if you qualify. No obligation and completely free.
Our experts contact your lender and handle the entire legal process on your behalf.
If your claim succeeds, you receive your payout. If we don't win, you pay absolutely nothing.
No obligation · Takes 30 seconds · 100% Free
We make the car finance claims process simple, stress-free and completely risk-free.
The financial risk rests entirely with us. If your claim is unsuccessful, you owe us absolutely nothing.
Our streamlined process gets your claim submitted quickly, without lengthy paperwork or delays.
Specialist experts who understand the FCA investigation and know how to maximise your claim.
We have already helped thousands of UK drivers check their eligibility and submit successful claims.
Millions of drivers could be entitled to compensation. Check your eligibility today — it only takes 30 seconds.